The Referral Bank Program works as follows. The bank faxes a referral form to Corporate. The referral is then entered into Bank Marketing's database and then faxed to the appropriate Agent office. The merchant is to be contacted within twenty-four hours. One week after receipt of the lead, telephone surveys are conducted to determine the Sales Representative's responsiveness and integrity. Once the merchant completes an application, the referral form is placed on top of the packet for New Accounts. At the end of each month, a report is forwarded to each Agent office participating in the program. Each referral's status is updated and the report returned to Bank Marketing. A report is prepared for the bank, and a check for each approved account is enclosed with the report. Please remember Agents and Sales Representative are prohibited from visiting, or soliciting business from, any branch of a bank currently enrolled in the Referral Bank Program. Failure to comply with these requirements will result in termination of the Agent or Sales Representative's relationship with BankCard Services.
BankCard Services' merchant Referral Program for financial institutions, introduced in November of 1997, has been well received by financial institutions across the country. Below is a list of the current participants.
Current Customers in our Referral Bank Program:
·         Nara Bank (20 branches in 3 states)
·         Hanmi Bank (13 branches in California)
·         Center Bank (15 branches in California)
·         Asiana Bank (2 branches in California)
·         Saehan Bank (9 branches in California)
·         Wilshire State Bank (19 branches in 3 states)
·         Woori America Bank (17 branches in 3 states)
·         Mirae Bank (4 branches in 3 states)
·         Pacific Intercontinental Bank (4 branches in Washington)
·         Metro City Bank (3 branches in Georgia)
·         First International Bank (2 branches in Georgia)
Corporate Headquarter: 408.345.0280
Center Bank, strives to be the preferred financial service provider in the communities we serve through exceptional employees delivering superior customer satisfaction.  Center Bank is a full-service commercial bank founded in 1986 in Los Angeles.  Center Bank provides comprehensive financial services for small to medium sized business owners in the greater Los Angeles area.  18 branches and 8 loan production offices throughout the region give convenient access to customer in major residential and commercial communities.
Corporate Headquarter: 213.251.2222
Nara Bank, is a wholly owned subsidiary of Nara Bankcorp, Inc. (Nasdaq: NARA), and was founded in 1989 as a community bank in Southern California.  Nara Bank continuously strives to provide competitive and business-oriented values center on integrity in business conduct.
Corporate Headquarter: 213.235.3220
First International Bank,
Hanmi Bank, established in 1982, was founded to serve the Korean-American Community.  Hanmi Bank believes that banking should be based on building personal relationships with their customers, and their success in carrying out this philosophy has proven to be their finest investment.
Corporate Headquarter: 213.382.2200
Metro City Bank, is a state chartered bank and FDIC insured financial institution.  Metro City Bank offers a wide spectrum of financial products and services tailored to meet the needs of their customers, which include small business owners, professionals, consumers and real estate developers in the proposed market area.
Corporate Headquarter: 770.455.4989
Mirae Bank, established in 2002 as a community bank financially supported by local residents and business owners.  Mirae Bank caters toward the banking needs of small to medium sized businesses and professionals within the greater southern California area.
Corporate Headquarter: 213.427.7900
Saehan Bankcorp, is a bank holding company with headquarters in Los Angeles, California.  It's wholly owned subsidiary, Saehan Bank, offers a comprehensive range of financial solutions to meet the financial needs of the communities in Los Angeles and Orange counties.  Saehan Bankcorp is committed in satisfying their customer and in creating shareholder value.
Corporate Headquarter: 213.388.5550
Wilshire State Bank, subsidiary of Wilshire Bancorp Inc. (NASDAQ: WIBC), commenced operation in 1980 with a mission to serve an overlooked multi-ethnic small business community.  Their success relies on their continuing commitment to support their multi-ethnic communities with high quality financial solutions, delivered with friendly and professional service that exceeds all expectations.
Corporate Headquarter: 213.387.3200